AI overview
A debit card is a payment card that draws money directly from your bank account when you use it to make a purchase. It matters because it lets you pay for things without carrying cash or writing checks, while only spending money you actually have in your account.
AI-generated from the Wikipedia summary — may contain errors.
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Article · 中文
借记卡（英語：Debit Card）是银行卡的类型之一，是链接了银行账户的支付卡片。消费前需先行汇款进入账户，消费时会直接从链接的账户内扣款，因此不会产生超刷、透支或动用循环利息的状况。使用上与信用卡相同。借记卡也可以通过 ATM转账和提款，账户内的金额按活期存款计付利息。签帐借记卡使用时一般需要签名或输入密码（PIN）。借记卡的等级和信用卡一样，可以分为普卡、金卡和白金卡或商务卡。
Abstract from DBpedia / Wikipedia · CC BY-SA