File:Apple_Pay_logo.svg · Wikimedia Commons · See Wikimedia Commons
Apple Pay
Sign in to saveAlso known as Pay, ApplePay
mobile payment and digital wallet service by Apple Inc.
Key facts
- Developer
- Apple
- Initial release
- October 20, 2014 ; 11 years ago ( 2014-10-20 )
- Operating system
- iOS 8 .1 or later, ( iOS 10 or later for Apple Pay on the web), ( iOS 11 .2 or later for Apple Cash ), All watchOS versions, macOS Sierra or later, All visionOS versions
- License
- Proprietary
- Website
- apple.com/apple-pay
via Wikipedia infobox
Wikidata facts
- Official website
- www.apple.com/ae/apple-pay
- Image
- Apple-payment-square.jpg
Show 4 more facts
- Commons category
- Apple Pay
- inception
- 2014-10-20
- service entry
- 2019-05-21
- official forum URL
- discussions.apple.com/community/apple_pay
Sources (2)
via Wikidata · CC0
~23 min read
Article
Apple Pay is a mobile payment service by Apple that allows users to make payments in person, in iOS apps, and on the web. Supported on iPhone, Apple Watch, iPad, Mac, and Vision Pro, Apple Pay digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. It does not require Apple Pay–specific contactless payment terminals; it can work with any merchant that accepts contactless payments. It adds two-factor authentication via Touch ID, Face ID, Optic ID, PIN, or passcode. Devices wirelessly communicate with point of sale systems using near field communication (NFC), with an embedded secure element (eSE) to securely store payment data and perform cryptographic functions, and Apple's Touch ID, Face ID and OpticID for biometric authentication.
Apple Pay can also be used to pay fares on many public transport networks. Payment can be authorised without authentication for supported public transport networks, referred to as 'Express Mode', or by a regular authenticated Apple Pay transaction for other systems accepting contactless payments.