reef

thumb|Coral reef at Nusa Lembongan, Bali, Indonesia thumb|Pamalican island with surrounding reef, [[Sulu Sea, Philippines]] thumb|A reef surrounding an islet thumb|Reefs off Vanatinai|Vanatinai Island in the [[Louisiade Archipelago]]

A reef is a ridge or shoal of rock, coral, or similar relatively stable material lying beneath the surface of a natural body of water. Many reefs result from natural, abiotic (non-living) processes such as deposition of sand or wave erosion planing down rock outcrops. However, reefs such as the coral reefs of tropical waters are formed by biotic (living) processes, dominated by corals and coralline algae. Artificial reefs, such as shipwrecks and other man-made underwater structures, may occur intentionally or as the result of an accident. These are sometimes designed to increase the physical complexity of featureless sand bottoms to attract a more diverse range of organisms. They provide shelter to various aquatic animals which help prevent extinction. Another reason reefs are put in place is for aquaculture, and fish farmers who are looking to improve their businesses sometimes invest in them. Reefs are often quite near to the surface, but not all definitions require this.